About Us

Citizens National Bank began in 1920 as a community bank based in Bluffton, OH. Since then, we've grown to include 9 locations throughout Ohio, including Springfield. We're a full-service bank specializing in small business and agricultural lending. We're an SBA approved lender and a Farm Services Agency preferred lender. We also offer a business banking app through both the App store and Google Play which allows our business customers to bank on the go - search for CNBOHIO. In addition we offer services such as Merchant Capture, which provides a way to make check deposits from your place of business, and Positive Pay, which offers protection against check fraud. Our goal is to provide the highest level of technology with the personal attention our customers deserve. CITIZENS NATIONAL BANK IS CELEBRATING THEIR 100TH YEAR OF OPERATION! AS WITH OTHER COMMUNITY BANKS IN SPRINGFIELD, CITIZENS PARTICIPATED IN THE SBA PAYCHECK PROTECTION PROGRAM WITH OVER 750 APPROVED BUSINESSES TOTALING $100MM IN ASSISTANCE.